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    Reimbursement for Infertility Treatment

    Indian companies have started reimbursing for medical expenses incurred on infertility treatments. This is a very promising development, and will help to make IVF treatment more easily accessible to many more infertile couples in India. Hopefully other companies will follow their lead, as will insurance companies !

    The following companies reimburse their employees for IVF expenses. Cheers - keep it up! This attitude this represents a very enlightened and humane approach, which appreciates the key importance building a family plays in keeping employees happy. We hope other companies will follow their footsteps!

    1. Bharat Petroleum

    WR.PER.MED.CON Note To :
    All Employees Reimbursement of Medical Expenses towards Invitro Fertilisation (IVF) in case of Primary Infertility under Ex-Gratia Medical Assistance Scheme

    We are pleased to inform that treatment for in Vitro Fertilisation (IVF) will be reimbursable under Ex-Gratia Medical Assistance Scheme, for workmen w.e.f. 01.07.1998, as per the guidelines given below :-

    Reimbursement will be made in cases of primary Infertility i.e. there has been no conception by other methods of medical treatment. Full case history of all other treatments tried but not successful to be submitted alongwith the claim.

    Reimbursements will be given to childless couples and that too only for the first child.

    Reimbursement for IVF Treatment (Inclusive of medicines, day care, surgical procedures, etc. as per the schedule of rates applicable) will be upto a maximum limit of Rs. 45,000/- per cycle.

    Reimbursement of IVF Treatment will be limited upto a maximum of 3 cycles.

    Reimbursements for IVF Treatment based on the above guidelines will be effective from 01.07.1998.
    S. PRAKASH for DGM (H.R. Services) West

    2. ONGC

    Reimbursement of Medical Expenses towards In Vitro Fertilisation (IVF) Treatment

    We are pleased to advise you that treatment for in Virto Fertilisation (IVF) will be reimbursement as per the guidelines given below :-

    1

    Reimbursement will be made in cases of primary infertility i.e. there has been no conception by other methods of medical treatment. Full case history of all other treatments tried but not successful to be submitted alongwith the claim.

    2

    Reimbursement will be given to childless couples and that too only for the child.

    3

    Schedule of rates for IVF treatment will be as under :-
    a

    Total cost of IVF treatment (inclusive of medicines, day care, surgical procedures etc.) upto a maximum limit of Rs. 45,000/- per cycle.

    b

    Reimbursement of IVF treatment will be limited upto a maximum of 3 cycles.

    c

    Reimbursements for IVF treatment based on the above guidelines are effective from 1.4.1997. If you need to convince your employer, please quote the above as precedents.

    The following Govt of India order, dated 1973, also states

    3. A Govt of India order, Central Services (Medical Attendant) Rules Other Medical Facilities M H O M No s/14011 5/75 M dt 13-11-73 Reimbursement of expenditure incurred on account of treatment of sterility will be admissible.

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